Professional Insurance Claims Investigation Services

Patrick De Marco: Specialised Insurance Fraud Investigations

Verification of High-Value Claims in High-Risk & Township Environments

For Insurance Claims Consultants In South Africa

Bridging the "Location Gap" in South African Insurance Claims. 

Professional, independent verification of high-value liability, disability, and personal injury claims before they reach payout. 

Based in Cape Town. Serving Major Life & Non-Life Insurers.

The Best Private Detective in Margate

The Problem: The "Location" Gap

Traditional investigation firms often struggle to maintain effective surveillance or conduct deep-dive background checks in high-density areas and "black locations" across South Africa.

The Risks for Insurers:

Security risks preventing physical site visits.

Language and cultural barriers during witness interviewing.

"Paper-thin" investigations that result in fraudulent payouts.

Lack of local intelligence networks.

Core Specialized Services

1. Surveillance for Disability & Personal Injury

Obtaining high-definition surveillance footage of claimants performing physical activities inconsistent with their reported level of impairment. I provide the visual evidence required to defend against exaggerated claims.

2. Independent Claim Vetting

Conducting physical site visits and witness testimony verification in locations where internal investigators may find access difficult or unsafe.

3. Background & Policy Stacking Analysis

Identifying patterns of "policy stacking" where multiple funeral or life policies are taken out on a single individual by non-family members or syndicates.

4. Asset Recovery & Vehicle Theft Verification

Investigating the validity of vehicle theft claims by cross-referencing physical evidence with the claimant's version of events in township environments.

Why Partner With Patrick De Marco?

  • Legal Admissibility: All evidence—digital, testimonial, or video—is gathered with a strict focus on the chain of custody, ensuring it is ready for Court or CCMA hearings.

  • Boots on the Ground: I provide real intelligence from high-risk sectors where others rely on "desk-based" reporting.

  • Loss Ratio Reduction: My vetting process has saved clients significant financial losses by identifying fraud at the pre-payout stage.

  • Confidentiality: Absolute integrity and discretion are the cornerstones of my practice.

Who We Serve

Our services are tailored for the Special Investigations Units (SIU) and Heads of Claims at leading South African institutions, including:

Life & Primary Insurers: Discovery Life, Old Mutual, Momentum Metropolitan, Liberty Group, Hollard Life, Assupol, AVBOB Mutual, Clientèle Life, 1Life Insurance, BrightRock, Bidvest Life, and Absa Life.

Non-Life & Short-Term: Auto & General, King Price, MiWay, Outsurance, Guardrisk, and Bryte.



Meeting Request & Contact

I am currently based in Cape Town and welcome the opportunity to meet with your SIU or Claims Head at your HQ. I am prepared to discuss how my covert strategies can specifically reduce your loss ratio in high-risk sectors.
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Important to Note:
Unlike standard private investigation services, Patrick de Marco Concierge operates as a premium, bespoke detective and intelligence agency in South Africa, delivering meticulous, results-driven investigations tailored to complex and high-risk mandates. Each assignment benefits from decades of investigative expertise, proprietary methodologies, and advanced intelligence-gathering techniques.

Patrick de Marco provides highly confidential investigative services to insurance companies, legal professionals, corporate executives, and high-net-worth individuals across South Africa. Operating both locally and nationally, the agency maintains a rapid-response intelligence network, enabling discreet investigations to be initiated anywhere in South Africa within hours.

All investigations are conducted covertly, ethically, and in strict confidence, with findings suitable for use in insurance assessments, litigation support, and risk mitigation.

      
Private Investigators in Pursuit of Excellence:

Areas of Expertise Include: Insurance & Disability Claims Investigations, Fraud Detection and Verification, Corporate and Commercial Intelligence, Investment and Investor Due Diligence, Relationship and Background Investigations, Civil and Criminal Case Support, Surveillance and Intelligence Gathering

Every investigation is designed to deliver accurate, verifiable intelligence, supported by detailed reporting that meets the standards expected by insurers, attorneys, and corporate decision-makers.

"Undeniably Exclusive Service and Simply the Best"

Call 24 Hours: 0846778731 or WhatsApp +27846778731

Patrick de Marco Concierge is a preferred investigative partner for insurance companies, legal firms, corporations, and families seeking reliable, discreet, and high-caliber investigative services in South Africa.

When accuracy, confidentiality, and professionalism are non-negotiable, Patrick de Marco Concierge delivers intelligence you can trust.